Require coverage of early interventions for serious mental illness
Recommendation
Congress should pass legislation requiring all public and private health insurance to cover evidence-based early interventions for serious mental illness and should direct the Department of Health and Human Services to create a national strategy to ensure delivery of these interventions.[1]
Background/summary
Serious mental illness (SMI) is a mental, behavioral, or emotional disorder resulting in serious functional impairment, which substantially interferes with or limits one or more major life activities.[2] Approximately 14.1 million adults in the United States (5.5 percent of all U.S. adults) have an SMI.[2] Young adults aged 18 to 25 years have the highest prevalence of SMI. However, a lower percentage of these individuals receive mental health treatment than older adults,[2] emphasizing the importance of early interventions for SMI.
Evidence-based early interventions for SMI, including programs that deliver coordinated clinical and supportive services early in the course of SMI onset, are effective[1] and could help delay or prevent loss of function and allow those with SMI to manage problems before they become disabling.[3] However, many programs and emerging early interventions for SMI are not appropriately covered.[1] The Centers for Medicare and Medicaid Services, which oversees Medicaid, the single largest payer of mental health and substance use disorder services in the country,[3] can play a particularly important role in financing, disseminating, and scaling life-changing interventions.
citations
1. RAND Corporation. Transforming Mental Health Care in the United States (Research Brief). 2021.
2. U.S. Department of Health and Human Services, National Institutes of Health, National Institute of Mental Health. Mental Illness Statistics. Last Updated March 2023.
3. Medicaid and CHIP Payment Access Commission (MACPAC). Behavioral Health in the Medicaid Program – People, Use, and Expenditures, Chapter 4. Last Updated June 2015.