Eliminate Medicare’s 190-day lifetime coverage limit

Parity, Coverage, & Equitable Access
Topics
No items found.
social determinants of health
No items found.
Population
Older Adults
People with Physical Disabilities
People with Intellectual & Developmental Disabilities (IDD)
Coverage & Standards
Medicare
Covered Benefits
Parity/Treatment Limitations
Federal department
No items found.
house committees
House Ways and Means Committee
senate committees
Senate Finance Committee

Recommendation

Congress should eliminate Medicare’s 190-day lifetime limit on coverage in free-standing psychiatric hospitals found at 42 U.S.C. § 1395d(b)(3).[1][2][3][4]

Background/summary

Inpatient treatment for mental health and substance use disorders (MH/SUD) are a critical part of the continuum of care. While about 87 percent of free-standing psychiatric hospitals accept Medicare and/or Medicaid, there is a 190-day lifetime limit on inpatient psychiatric treatment services under Medicare Part A.[3][5] This discriminatory lifetime cap affects many individuals with MH/SUDs, particularly those individuals with disabilities caused by their MH/SUD who may be enrolled in Medicare for decades and may have multiple inpatient stays over time.[6] Particularly given that this lifetime limitation does not apply to any other treatment covered by any government payer, Congress should eliminate this arbitrary restriction.[4]

citations

1. ‌‌CEO Alliance for Mental Health. A Unified Vision for Transforming Mental Health and Substance Use Care. Last Accessed August 2022.

2. The Kennedy Forum. Recommendations of Congressman Patrick J. Kennedy to the President’s Commission on Combating Drug Addiction and the Opioid Crisis. Last Accessed October 2017.

3. American Association of Retired Persons. 2023. AARP Policy Book 2023-2024: Medicare Mental Health Services. Last Accessed July 26, 2023.

4. Mental Health America. Position Statement 15: Parity in Health Insurance. Last Accessed July 26, 2023.

5. U.S. Department of Health and Human Services, Substance Abuse and Mental Health Services Administration. 2021. National Mental Health Services Survey (N-MHSS): 2020 Data on Mental Health Treatment Facilities. Last Accessed September, 2021.

6. Lee, Sungkyu, Rothbard, Aileen, Noll, Elizabeth. 2012. Length of Inpatient Stay of Persons With Serious Mental Illness: Effects of Hospital and Regional Characteristics. Last Accessed September 1, 2012.